Expat Academy

Free tools

We don't keep what you enter here. Your answers are used only to show the result on this page.

Spain Visa Income Checker

Also for: France Visa Income Checker · Portugal D7 Visa Income Checker

Check your pensions, Social Security and regular withdrawals against Spain's non-lucrative visa: 400% of IPREM a month for the main applicant and 100% for each family member, in euros at today's rate. The non-lucrative visa is Spain's route for retirees who won't work, including remotely. It's a residence permit: holders are expected to live in Spain, and usually become Spanish tax residents.

Spain visa income checker

Your income against Spain's non-lucrative visa test, in euros at today's rate. It starts with Tom and Grace Whitfield's numbers: change any of them to yours.

Dollars per euro from your bank. Blank uses the ECB rate.
1 EUR = 1.1193 USD · 1 USD = €0.8934 ECB euro foreign exchange reference rate, 23 Oct 2026

Euro amounts are converted at this rate and are estimates. Currency moves change what your life in Europe costs in dollars: a weaker dollar makes it more expensive.

Comfortably above the minimum. Your income is €7,445 a month ($8,333), 2.48 times the €3,000 ($3,358) Spain's non-lucrative visa asks for your household.
€3,000
minimum a month
€36,000 a year
€7,445
your income a month
€4,500
a comfortable margin (1.5x)
2.7777
dollars per euro at which your income would only just meet the minimum

Your savings (€357,366) would cover the whole minimum for 9.9 years on their own, a useful backup to show.

Spain's non-lucrative visa asks for 400% of IPREM for the main applicant and 100% for each family member, plus private health insurance without co-payments, and a promise not to work, including remotely. Each consulate applies the test its own way; this is a guide, not an approval.

For learning, not advice. The courses explain each rule and what to check with an adviser.